BUYING YOUR FIRST HOME?
BUYING YOUR FIRST HOME?
Get Started Right Here With a Historically Low 30 Year Fixed Rate.
"110% Recommend the Martini Group. They did an excellent job ensuring our loan was good to go for closing time. They were very knowledgeable and helpful with all my questions. Will definitely be back for my next one! :)"
Peter C.
"Wonderful experience with this lender! They truly treat you like family and got our mortgage approved in record time! We had an issue with big bank underwriting that jeopardized our closing date, and Kevin and his team saved the day. Excellent experience and highly recommend."
John A.
"The Martini Team are wonderful! They are on top of their game, incredibly responsive, and wonderful to work with. They made closing our mortgage and easy and stress-free experience."
Chandler M.
Get Started Right Here With a Historically Low 30 Year Fixed Rate.
"110% Recommend the Martini Group. They did an excellent job ensuring our loan was good to go for closing time. They were very knowledgeable and helpful with all my questions. Will definitely be back for my next one! :)"
Peter C.
"Wonderful experience with this lender! They truly treat you like family and got our mortgage approved in record time! We had an issue with big bank underwriting that jeopardized our closing date, and Kevin and his team saved the day. Excellent experience and highly recommend."
John A.
"The Martini Team are wonderful! They are on top of their game, incredibly responsive, and wonderful to work with. They made closing our mortgage and easy and stress-free experience."
Chandler M.
Homeownership is a major milestone and we're here for you!
When you are shopping for your first home, you will have many questions about the process. You may not be familiar with the different types of loans available to you, or know what is an ideal fit for your financial needs.
At the Martini Mortgage Group, we take a fiduciary approach, putting the needs of homebuyers ahead of our interests. When you buy your first home with a mortgage from us, you can be assured that we have matched you with a product that will help you achieve your long-term goals.
Find the Right Type of Mortgage For Your First Home
We offer the following types of loans to first time homebuyers in North Carolina and beyond.
Conventional
If you are borrowing within the Fannie Mae and Freddie Mac loan limits, you can purchase your first home with a conventional conforming loan. Competitive down payments and fixed and adjustable mortgage rates are available.
FHA
The Federal Housing Administration (FHA) loan program lets you buy a home with a low down payment and affordable rates. You do not need a perfect credit score to be eligible for this type of home loan.
VA
You can purchase a home with a zero down VA mortgage if you are a veteran, active duty service member, or eligible surviving spouse. There is no PMI requirement, and rates are affordable. This type of mortgage is backed by the US Department of Veterans Affairs.
Jumbo
The Fannie Mae and Freddie Mac loan limits do not have to limit what you can borrow when you purchase a home if you use a jumbo mortgage. This is also called a “non-conforming” loan.
Physician Loans
If you are a physician, you can purchase your first home with zero down payment and no PMI with a physician mortgage.
Bank Statement Loans
You do not need a W-2 to purchase your first home. If you are self-employed or otherwise earn income without a W-2, our bank statement loan process makes home purchase easy. Just provide your bank statements to verify your income.
USDA Loans
Buy your first home in rural North Carolina with a zero down USDA loan backed by the US Department of Agriculture.
Buy Your First Home in North Carolina Now
The Martini Mortgage Group is passionate about providing first time homebuyers with the tools, education and products they need to successfully invest in a home. If you are ready to purchase your first home today, please give us a call at (919) 529-5830 to schedule your consultation. Along with North Carolina, we also serve first time homebuyers in Florida, Georgia, South Carolina, Illinois, Tennessee and Virginia.
Buy Your First Home in North Carolina Now
The Martini Mortgage Group is passionate about providing first time homebuyers with the tools, education and products they need to successfully invest in a home. If you are ready to purchase your first home today, please give us a call at (919) 529-5830 to schedule your consultation. Along with North Carolina, we also serve first time homebuyers in Florida, Georgia, South Carolina, Illinois, Tennessee and Virginia.
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